3.00% apr on New and Used Vehicles.
On approved credit, automatic payments required.
Appy on line, at a branch or by phone.


Now it’s easier than ever to get mortgage financing at Tongass Federal Credit Union. Just click and do it on the internet in minutes. Our experienced loan staff will get you going. We recommend getting pre-approval before you house shop – know what you can afford.

Shellee and Marlene are ready to do your home loan!

What’s on your horizon?
New house, condo, mobile home, vacation getaway,
preferred marine mortgage (live aboard boat), purchase land,
duplexes, three-plexes and four-plexes, first-time homebuyer program and tax credit?

Come in to TFCU’s warm personal service and competitive rates on
conventional fixed rate mortgages and flexible financing options.


NANCY CHRISTIAN, our new Business Loans and Business
Services Manager, has great options for your business from
SBA Loans and in-house loans to new merchant service
options and electronic payments. Reach her at 228-6755 or at
2000 Tongass Avenue. Her email is
Private Student Loans

Now you can pay for college the smart way with great repayment options! Together we can do this.

The Tongass Federal Credit Union Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

    ⇒ Competitive Interest Rates
    ⇒ Borrow up to 100% of school certified education costs (minimum $1,000)
    ⇒ Multiple in-school repayment options available
    ⇒ Borrower benefits available – like rewards and interest rate reductions
    ⇒ Rates that reward creditworthy borrowers
    ⇒ Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
    ⇒ Fast Online Application. Our easy-to-complete application takes about 20 minutes. It's quick and easy.
    ⇒ 24/7 online account management
    ⇒ No prepayment penalty


Melina Young
A founder of American Debt Relief Challenge

Alaskan Native (Tlingit and Tsimshian), lives in Washington State.

Melina says:
“You in Southeast Alaska are lucky because Tongass Federal Credit Union is the first credit union in Alaska to sign up and participate in the ADR Challenge.  You can be one of the 37,500 Americans to get relief from our $300 million challenge.”

How you benefit:

  1. Relief from credit card debt
  2. Unsure of your current interest rates on debt
  3. Need lower monthly payments
  4. Want to pay down debt faster, not waste $ on interest
  5. Need to get out of high-priced bank credit cards

Just $200 a month can be the difference between your car payment and groceries.

Consumers saved $11 billion in 2008 by switching to credit union financing.

(Melina passes greetings to some of her relatives in Ketchikan and Metlakatla: Leask, Scudero, Johnson and Zagar family members.)

Skip A Payment offer for our members in good standing.  Now you choose the month you want to skip one payment for the year.  Contact our Loan Department for details.  This offer does not apply to credit cards or real estate loans.  Need a little extra money in your pocket?  Skip a Payment can help.

Click Here To Print Skip-A-Payment Request Form

Buy low-cost protection in case your vehicle is stolen or damaged and the insurance doesn't cover what you owe. Added to the loan payment. We also offer credit life and disability coverage - Ask our loan department for details!

Use our great on-line tutorials for consumer advice on buying a car or home, or managing your credit. Click on the icon to begin viewing short, helpful videos.


It’s here! Conventional 30-year and 15- year home mortgages! Our experienced, professional lending staff can make your .dream home a dream come true. Our partner is CUNA Mortgage Group, a national organization serving credit unions for decades.

Click Here To Apply Online

Plenty of other financing options are available as well:

  • Condominiums, including Marine View and Tongass Towers
  • Mobile homes, in parks and on private lots
  • Home Equity Loans and Home Equity Lines of Credit
  • 5- and 7-Year Mortgages (Economical!)
  • Other specialty programs – let’s talk!


Why get pre-approved? We can tell you how much you can .borrow, what the payments will be and help you think through .your car purchase without the pressure from the dealer. Know .before you shop what to expect. Use our Anytime Advisers for .new and used car shopping tips. When you find the vehicle
.you want, a check is written! Done deal.

Signature Loans, Boat Loans, Aircraft Loans, Motorhome Loans ----
Tell us what you need and we’re ready to help.

Click on Loan Application to apply on line

NEW – payment options to let you make loan payments from any account anywhere! Ask us about this free service.

We think our combination of outstanding service, great rates and convenience just can't be beat!! Check out our loan rates, try different loan scenarios on the loan calculator, then complete the online loan application and submit it to our loan officer.

Please feel free to contact us online if you have any questions.

VISA Credit Card

For online visa information go to or to have your online purchases protected through Visa with your own personal password go to .

For our Classic and Gold cardholders, there's a simple way to hear your purchases and payments charged to your VISA Credit Card.

Call (800) 299-9842. Select 1 to hear instructions in English.

Under Option 1, report a Lost or Stolen card.

Under Option 2, hear your account details. First enter your credit card number and then press the * sign. Next enter your zip code and *.

Within Option 2, these menu choices are available:
  • Press 1 for General Balance, Available Credit and Payment History
  • Press 2 for the last five transactions posted to your account
  • Press 3 for Payment Address information
  • Press 4 to hear Disputed Transactions
  • Press 9 to speak to a Customer Service Representative

There are no fees for cash advances off your TFCU Credit Card. Use your card as added Overdraft Protection on your checking account with us!