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Loan Products

Loan Products


Auto Loans IRA

Loans are available for cars, trucks, motorcycles, ATVs, snow machines, RVs and travel trailers.

  • New, Used, Pre-Approvals, Refinances
  • Maximum terms vary based on vehicle type
  • Same rate for new and used
  • 100% financing on cars and trucks for qualified borrowers
  • .25% off rate with auto-pay)
  • GAP Insurance available
  • Life and Disability insurance available

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Mortgage Loans

We offer all types of mortgage loans including purchase, refinance and cash out.

  • Financing available for many property types:
    • Single family
    • Multifamily
    • Condominium
    • Trailer on a lot or in a commercial park
    • Remote property
  • Conventional Freddie Mac, Fannie Mae and Alaska Housing Finance Corporation loans available.
  • Fixed rates, adjustable rates, jumbo loans, unique loans
  • Ask about our special Short-Term Fixed-Rate mortgage! Payoff your house at the same rate as our five-and seven-year vehicle loan rates! Nearing retirement? This product may be right for you!

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Home Equity Loans

Use the hard-earned equity in your home for educational, home improvement, debt consolidation or whatever need you have. At Tongass Federal Credit Union we offer two types of Home Equity Loans:

  • Home Equity Loan
    • New loan or refinance
    • Fixed terms available at fixed rates
    • Interest may be tax deductible
  • Home Equity Line of Credit
    • The perfect financial tool for emergencies, repairs, vacations, unexpected expenses of all types.
    • No annual fees
    • May be used as overdraft protection for your checking account
    • Make a draw when you need extra cash

Apply For A Loan

Boat Loans

We have financing available for new or used boats, engine repairs, purchases and upgrades.

  • A variety of terms available
  • Fixed rates
  • .25% off rate with auto-pay
  • Financing available for  many types of vessels from skiffs to yachts
  • Watch for our spring specials each year. You may get a free derby ticket when you finance your boat with us!

Apply For A Loan

Signature Loans

  • Personal Line of Credit
    • Limits up to 2 times gross monthly income
    • May be used as overdraft protection for your checking account
    • Easy access to funds without re-applying for a loan
    • Advances available online and by phone.
  • Signature Loans
    • Loans made without collateral to be used for any purpose
    • Terms up to 3 years
  • Holiday Bucks & Summer Sale
    • Signature loans available in twice each year (Christmas and Summer)
    • One year term
    • Special low rate determined annually

Apply For A Loan

Other Loans

At Tongass Federal Credit Union we have all types of loans for various purposes. Additional loans offered include the following:

  • Remote property loans with cabins or raw land
    • Fixed rates available
    • Varying terms up to 12 years
  • Lot loans
    • Fixed rates available
    • Varying terms up to 12 years
  • Aircraft loans
    • Fixed rates available
    • Varying terms up to 10 years
  • Certificate secured loans
    • Certificate funds at Tongass Federal Credit Union are collateral for loan
    • Rate is 2% above what you are earning on your certificate deposit
    • Terms up to 5 years

Apply For A Loan

VISA Credit Card

Click here for a copy of VISA card disclosure

  • Classic VISA
    • Low fixed rate of 12.95% APR
    • Balance transfer rate of 7.99% APR!
    • Worldwide acceptance of VISA logo
    • No annual fee
    • No cash advance fee (interest will apply)
    • Same low rate for purchases and cash advances
    • Limits up to $7,500
    • View your account online at www.eZCardInfo.com

  • Secured Classic VISA Loans
    This card option was created for members who may be unable to qualify for a standard Classic VISA but wish to build (or re-build) their credit.
    • Same features as Classic VISA above plus:
      • Savings deposit required to secure VISA limit.
  • Platinum VISA
    • Low fixed rate of 9.95% APR
    • Balance transfer rate of 7.99% APR!
    • Worldwide acceptance of VISA logo
    • No annual fee
    • No cash advance fee (interest will apply)
    • Same low rate for purchases and cash advances

 
         
Phone Number: (907) 225-9063   •   CU*Talk (Audio Teller): (844) 498-8542  •   Lost/Stolen Credit Card: (800) 325-3678  •   Lost/Stolen Debit Card: (800) 682-6075
 
 
This credit union is federally insured by the National Credit Union Administration.
     
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