Debt

  1. Do I Really Need Debt?
    Do I Really Need Debt?

    It’s a common question: Do I actually need debt? The answer depends on your goals, but here’s what to consider. What Debt Can Do Not all debt is bad. When managed well, it can: Help...
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  2. Debit Card at Checkout: Credit or Debit?
    Debit Card at Checkout: Credit or Debit?

    Ever been asked “Credit or debit?” at checkout—while using your debit card—and wondered what the right answer is? Here’s what’s really happening when you choose one over the other. Choosing “Debit” If you choose debit,...
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  3. Should You Use “Buy Now, Pay Later”?
    Should You Use “Buy Now, Pay Later”?

    “Buy Now, Pay Later” (BNPL) services are everywhere—offered at checkout by stores big and small. Apps like Afterpay, Klarna, Affirm, and PayPal Pay in 4 let you split purchases into smaller payments over time, often...
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