Personal
Savings Accounts

Whether it's a short-term emergency fund, saving for a big-ticket item, or saving for retirement, we can help you reach your savings goals!

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Traditional
Savings

Best for: Savers who want a low opening deposit and the ability to deposit and withdraw funds whenever they’d like.

Free

Insured up to $250,0001

Access accounts with online, mobile and text banking

Quarterly dividends

When linked to your TFCU checking, ATM access is available using your debit card

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Money Market
Savings

Best for: Serious savers who still want access to their funds. Higher rates are paid on higher balances.

Dividends are paid monthly based on tiers.

3 free transfers a month ($10 per transfer after 3)

Insured up to $250,0001

Access accounts with online, mobile and text banking

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Certificates
of Deposit

Best for: Best for: Serious savers who don't need immediate access to their funds.

 Minimum to invest is $500

Insured up to $250,0001

Several options available, varying in maturity dates, from 90 days to 5 years

 IRA Certificates are also available in various maturity dates.

Quick Links

Not sure which option is right for you? Chat with a Rep
Current Rates
Open a Savings Account

Resources

Achieving Your Savings Goals Toolkit
Cost Cutting Toolkit
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Savings Builder
Certificate

Best for: People who want to build good savings habits. This certificate allows you to make deposits as frequently as you want but limits your access to the funds.

 $50 minimum to open

Add money as often as you want, no minimum required.

Maximum balance is $25,000

Access your funds with a 30 day maturity

Dividend rate is the same as our 1-Year Certificate!

Dividends paid at maturity.

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Health Savings
Account (HSA)

Best for: Individuals with high deductible health plans. When combined with a high deductible health plan, a Health Savings Account (HSA) is an alternative to traditional health insurance.

Save for your future

Access online

Low monthly maintenance fee

Easy to use!

More HSA Information

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Other
Accounts

TFCU is your complete financial partner. To ensure that we meet all of your needs we also offer these special account types:

UGMA and UTMA Custodial Accounts: Revocable Trust or Irrevocable Trust

Estate accounts

Representative Payee

1 The NCUIF insures TFCU qualifying member deposits up to $250,000

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