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Loan Services

Skip A Pay

You may be able to skip a loan payment! Sometimes you need a little payment relief – possibly at Christmas or tax time. Every twelve months members in good standing qualify for the option to skip a payment for one month on most personal loans (no real estate or credit card loans).

Contact our loan department for details at 907-228-6759. Need a little extra money in your pocket? Skip a Payment can help.

View and print the Skip-A-Payment Request form and learn more about this helpful service.

Automatic Payments for your Loan

Life is busy! Set up your loan with an automatic payment and lose the worry of a missed payment and a hit on your credit report. Email us today for the Auto Pay form at

Payment Protection with Life and Disability Insurance

It is widely known that the majority of adults are underinsured. When disaster strikes your family it is a big relief to your loved ones when you are prepared. Credit life insurance and disability insurance may be purchased when you get your loan or you may add it during the life of your loan. You pay the premium on a monthly basis and it is included in your loan payment. Contact our loan department for more information.

Credit Builder Loan

Tongass Federal Credit Union’s Credit Builder loan was created for our members who are starting out or starting over and need to build or re-build their credit history. With this unique product you will borrow $500 that is deposited into a secured account and held as collateral for the term of the loan. 

  • $500
  • 6 month term
  • $500 goes into controlled savings account as security for the loan
  • Make regular (and timely!) monthly payments for 6 months

What are the results?
You have begun to build credit or improve credit. Your $500 in secured savings is released. Save it or spend it!

The Secured Classic VISA is another option to help you build your credit! See the VISA Credit Card tab for more information.

Private Student Loans

Private Student Loans. Now you can pay for college the smart way with three great repayment options and competitive interest rates! The Tongass Federal Credit Union* Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.Smart Option Student Loan features include:

  • New interest rate type for Academic Year 2012-13. We now offer competitive fixed interest rates in addition to our low variable interest rates providing even more choice and flexibility.
  • Borrow up to 100% of school certified education costs (minimum $1,000)
  • Multiple in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • Fast Online Application. Our easy-to-complete application takes about 15 minutes. It's quick and easy.
  • 24/7 online account management                                
  • No prepayment penalty.

To learn more or to apply, please get started here.

* TFCU is compensated for the referral of Smart Option Student Loan customers.

Phone Number: (907) 225-9063   •   CU*Talk (Audio Teller): (844) 498-8542  •   Lost/Stolen Credit Card: (800) 325-3678  •   Lost/Stolen Debit Card: (800) 682-6075
This credit union is federally insured by the National Credit Union Administration.
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