Building & Repair
The Fresh Start suite of products is for those who are starting out and those who are starting over. From building credit to repairing it, TFCU has a solution for you.
1 Subject to the terms and conditions detailed in the Guide to Beneﬁts. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
2 Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED, NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.
3 Based on approved credit.
Everyone is eligible.
Low monthly fee
Access to a VISA debit card
Free online and mobile banking
$50 minimum to open
Add money as often as you want, no minimum required.
Maximum balance is $25,000
Access your funds with a 30 day maturity
Dividend rate is the same as our 1-Year Certificate!
Dividends paid at maturity
1. TFCU will secure funds you have on deposit and issue you a VISA credit card.
2. You will use the card to make purchases and make regular monthly payments which will result in repairing or building your credit.
3. After at least six months of making regular purchases and on-time payments you may request moving to a regular TFCU VISA credit card. If approved, your secured funds will be released and our trained staff will share your new credit score with you!
1. TFCU will issue you a $500 loan. The $500 will be deposited into a secured savings account in your name.
2. You will make regular monthly payments on the loan over 6 months.
3. Once you have paid off the loan, TFCU will release the $500 in the savings account.
4. You can spend or save the money!