Youth
Accounts & Services

At Tongass FCU, we know that starting good saving and spending habits early can shape a child’s financial future. Our youth accounts and services are designed to make money management simple, fun, and educational. By learning how money is earned, managed, and saved, kids gain skills that will guide them for life.

We also support students in our communities through scholarships and sponsorships, helping them pursue their goals in school and beyond.

Youth Products

We offer special youth products that encourage saving, teach smart spending, and give kids real-life experience managing money.

Youth Savings
Account

For ages 0–17, our Youth Savings Account offers 5.00% APY* on balances up to $1,000. It’s a great way to build the habit of saving while earning a top rate. Youth accounts also include access to online, mobile, and text banking—making it easy to track savings and learn digital financial tools.
Why parents choose this: Kids see their money grow faster, and it’s simple for families to start saving together.

Youth Spending Account

Available for ages 10 and up, this account helps kids learn to manage everyday money. There are no monthly fees or minimum balance requirements, and it comes with tools like transfers, alerts, and mobile access to build smart financial habits. For members under 16, a parent or adult joint account holder who is an established Tongass FCU member in good standing is required.
Why parents choose this: It’s a safe way for kids to practice handling money, while parents stay connected and in control.

Youth
Debit Card

Available for kids as young as 10**, our debit card is a safe way to learn spending basics. It’s paired with alerts, online tools, and account access so parents can stay involved while kids gain independence.
Why parents choose this: A hands-on way for kids to practice smart spending and build confidence with money.

Savings Builder Certificate

A flexible savings tool designed to help kids set aside money for short- or long-term goals.

  • Open with just $50
  • Add money anytime
  • Earn the same APY* as a 1-year certificate
  • Matures every 30 days—withdraw funds or roll them over to keep saving
Why parents choose this: It helps kids set goals, see the rewards of saving, and stay committed—without locking up funds long term.

Open a Youth Account today and help your child start building healthy financial habits.

Open a Youth Account

Scholarships and Sponsorships

Tongass FCU invests in the next generation by awarding scholarships and sponsoring school activities across Southeast Alaska. Supporting education and opportunity for youth is part of our commitment to thriving communities.

Children’s Privacy on Our Site: TFCU websites with children as their primary audience do not ask for or collect personal, individually identifiable information. TFCU may use web analytics so we can see how many visitors we have, but we cannot tell personal information from them. If any visitor to the site chooses to provide us with personal information, such as an email inquiry, that information will be used only to respond to the message. The information will not be used for any purpose other than to respond to the inquiry. We do not create individual profiles from the information provided or distribute the information to other organizations.

A Message to Parents: TFCU’s website does not collect personal information about children. TFCU does provide links to outside websites. However, the user will be informed and must agree to leaving TFCU’s website prior to leaving.

Information Collected and Stored Automatically: TFCU will collect no personal information about you when you visit our website unless you choose to provide that information to us. We may collect and store only the following information about you: the name of the domain from which you access the Internet; the date and time you access our site; and the Internet address of the website from which you linked directly to our site.

We may use the information we collect to measure the number of visitors to the different sections of our site, and to help us make our site more useful to visitors.

*annual percentage yield, regular share rate will be applied to balances over $1,000.

**the account must qualify for the debit card if the child is under 16 year old by having an adult joint account holder who is an established TFCU member in good standing.